Free Business Checking

The ideal checking account for small businesses

Free Business Checking is ideal for small businesses with low transaction volumes.

Key Features

  • You can make withdrawals at any PFCU branch.
  • Deposits may be made at any PFCU branch.
  • Up to 1000 Free Monthly Transactions, including:
    • Checks
    • Deposit Items
    • Deposited Cash/Coin
  • Only $100 minimum opening balance required


  • Initial ATM or PFCU Check Card is Free
  • Free online copies of checks
  • Pay your bills in minutes. PFCU's Electronic Bill Payer is both free and lightning fast.

Minimum opening balance

$ 100.00


  • Fee of $0.25 is assessed for each item in excess of 1000
  • Please refer to our fee schedule for full disclosure of costs and charges.
  • See our updated rates page for rate details.

Open a Free Business
Checking Account

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.