Commercial Checking

The ideal checking account for larger businesses.

Earn interest and take advantage of unlimited monthly transactions for your high-volume transaction activity.

Key Features

  • Unlimited Monthly Transactions, including:
    • Checks
    • Deposit Items
    • Deposited Cash/Coin
  • Earn Interest on your business checking balance
  • Only $1,000 minimum opening balance required
  • You can make withdrawals at any PFCU branch.
  • Deposits may be made at any PFCU branch.


  • Free ATM or PFCU Check Card
  • Free online copies of checks
  • Pay your bills in minutes. PFCU's Electronic Bill Payer is both free and lightning fast. 

Min to Obtain APY

  • $2,500
    0.10% APY
  • $5,000
    0.20% APY
  • $10,000
    0.20% APY

See our updated rates page for rate details.

Minimum Opening Balance



Monthly fee of $15 waived with $5,000 minimum daily balance.

Please refer to our fee schedule for full disclosure of costs and charges.

Open a Commercial
Checking Account

Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.