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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Free online financial calculators make saving money easier

Sep 28, 2015

Last week, Philadelphia Federal Credit Union launched a new website that offers a significantly improved user experience for our members and anyone else looking for ways to boost and streamline their savings. Not only is the website easier to navigate, but we’ve added free online financial tools to make managing your money a lot less stressful. Here are five free online financial calculators on PFCU’s new site to help ease the mental strain when crunching the numbers:

  1. Lunch Savings – Going out to eat can cost more than you think! You may not realize it, but brownbagging from time to time can save you some serious cash. This calculator helps you re-think your daily meal purchases and shows you how bagged lunches every now and then are worth the investment. You’ll be surprised by how much money you can save in four years by making a few simple adjustments.

  2. Car Loan Calculator – Are you ready to invest in a brand new car? Before you go full speed ahead with your new purchase, be sure to first take a look at this simple auto loan calculator. It will help you understand how down payments and term length can affect your monthly payment. After you’ve done your homework and selected the smartest plan, you’ll feel great about your ride and your wallet!

  3. Mortgage Comparison: 15 vs. 30 Years – Buying a house is a big decision. When it comes to deciding on a mortgage term, which option is the best for you: a 15-year or 30-year mortgage? Here’s a simple calculator to help you get started. Understand how monthly payments work and the long-term costs of each. When you’re all set to make the final decision, we’re happy to walk you through it. Come down to your local PFCU branch and speak with one of our financial experts.

  4. How Much Do You Owe? – Having multiple loans with varying interest rates can make debt management difficult to wrap your head around. This calculator is a great place to start. Here, you can enter all your credit cards and outstanding loan balances to figure out how much you owe and how long it will take to pay it off.

  5. Retirement Planner – You’re never too young to begin thinking about retirement and when it comes to building your nest egg, earlier is better! Using this tool will help you figure out how to create your retirement plan. You’ll see how much money you’ll have when you stop working as well as what age your retirement savings will run out.

 We know managing your personal finances can get messy. Tools such as these help alleviate some of the confusion and allow you to get ahead of your savings. Visit PFCU’s Financial Calculators page to check out a variety of other calculators to help you meet your financial goals – both now and in the future. We’re always happy to help.

National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.