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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

Business Savings Accounts

From standard savings packages, to plans that mind your business for you, we’ve got the savings account to keep your business running smoothly.

Business Savings Accounts
Which Business Savings account is right for you?
Business Primary Savings

Business Primary Savings

A standard interest-yielding savings account for your business that’s as helpful as it is uncomplicated.

Features for Business Primary Savings ▸
Open a Business Primary Saving Account ▸

Fees

None

Minimum Opening Balance

$5

Dividend

Dividends are compounded daily when the balance reaches or exceeds $50. 0.30% APY

Account Features

  • Account is automatically opened for every member with a $5 initial deposit.
  • When opened, the account holder becomes a shareholder in PFCU. (The initial deposit must remain in the account to retain membership privileges.)
  • No matter how fast your enterprise is moving ahead, PFCU’s business accounts keep pace, with mobile and internet banking services.
Open a Business Primary Savings Account

Sweep Savings

Sweep Savings

A specialty savings account that keeps your account balances at the levels you choose. Set your designated minimum balances, and your sweep account will maintain it.

Features for Sweep Savings ▸
Open a Sweep Savings Account ▸

Fees

$10

Minimum Opening Balance

$1,000

DIVIDEND

Below $2,500
0.00% APY

$2,500 to $4,999.99
0.10% APY

$5,000 to $9,999.99
0.15% APY

$10,000 and up
0.20% APY

Account Features

  • Perfect for small businesses that want to optimize interest income by reducing idle account balances.
  • Oversees your accounts, and ensures everything is running smoothly.
  • May be linked to up to three checking accounts
  • Unlimited sweeps to and from Business Growth Checking and Free Business Checking
Open a Sweep Savings Account

Money Market Savings

Money Market Savings

If you’re looking for higher dividends this account is where you’ll find them. Maintain a minimum balance and watch the zeros line up.

Features for Money Market Savings ▸
Open a Money Market Savings Account ▸

Fees

None

Minimum Opening Balance

$1,000

DIVIDEND

Dividends paid on the average collected daily balance of $1,000 or more.

Below $1,000
0.00% APY

$1,000 to $2,499.99
0.35% APY

$2,500 to $9,999.99
0.50% APY

$10,000 and up
0.70% APY

Account Features

  • You can make withdrawals at any PFCU branch.
  • Deposits may be made at any PFCU branch.
Open a Money Market Savings Account

Business Savings Features & Services


Online & Mobile Banking

Online & Mobile Banking

Access your account from anywhere, 24 hours a day.
Learn more about Online & Mobile Banking ▸

Convenient Locations

CONVENIENT LOCATIONS & SURCHARGE-FREE ATM NETWORK

Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA.
Learn more about our ATM Branch Locator ▸

Bill Payer

Bill Payer

Pay your bills, safely, quickly, reliably, and free.
Learn more about Bill Payer ▸

PFCU Member Support

PFCU Member Support

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.

Direct Deposit

Direct Deposit

Replace the paper checks you receive with electronic payments sent directly to your account.
Learn more about Direct Deposit ▸



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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.