External Transfer FAQs
Quickly transfer money between various accounts outside PFCU.
Here's what to know about this free service.
External Transfer allows you to transfer funds between accounts you own at other financial institutions.
If you bank with a well-known financial institution, you can set up account transfers instantly by providing your online banking credentials when asked. If you are unable to locate your financial institution, simply add the external account and complete the micro deposit process.
After adding an external account, a micro deposit will be made to this account within 1-2 business days. Once you see this appear in your account, obtain the 4-digit reference code listed with the deposit. Next, log in to Online Banking, hover over “Move Money” and select “External Transfer” or log in to the mobile app, tap “More” and then select “External Transfer” from the “eServices” menu. There will be a notification instructing you to verify your external account. Then follow the steps provided.
No, there are no fees.
Existing Members
| Inbound | $ | Outbound | $ |
|---|---|---|---|
| Minimum | $1 | Minimum | $1 |
| Maximum | $5,000 | Maximum | $5,000 |
| Daily limit | $5,000 | Daily limit | $5,000 |
| Weekly limit | $8,000 | Weekly limit | $5,000 |
| Monthly limit | $10,000 | Monthly limit | $10,000 |
New Members (within first six months)
| Inbound | $ | Outbound | $ |
|---|---|---|---|
| Minimum | $1 | Minimum | $1 |
| Maximum | $2,000 | Maximum | $1,000 |
| Daily limit | $2,000 | Daily limit | $1,000 |
| Weekly limit | $4,000 | Weekly limit | $2,000 |
| Monthly limit | $5,000 | Monthly limit | $2,500 |