Personal Loan

Borrow up to $25,000

No collateral needed

Ideal for debt consolidation

Make good things happen by simply signing your name.

Get extra cash for debt relief, repairs or timely purchases.

No complicated application. No sky-high interest rate. Our Personal Loans are both affordable and easily obtainable. As long as you have a solid credit history, you can get money by simply signing on the bottom line. Use the funds for out-of-the-blue expenses, outstanding opportunities or anything else life brings your way.

  • Open to Philadelphia Federal Credit Union members age 16 and over - members under 18 require a co-applicant
  • Rates as low as 9.99% APR*
  • Loan amounts from $500 to $25,000, depending on your credit score
  • Up to 60 months to repay
  • Convenient payments through EZ Pay, payroll deduction or monthly transfers from your checking or savings account
  • Often used for debt consolidation, auto repairs, home improvements, medical expenses and large purchases - such as appliances or furniture
  • No required collateral
  • No prepayment penalty
  • Refinance loan at any time
A CARD ALTERNATIVE

Faced with an unexpected expense, it's a natural reaction to use a credit card. But PFCU Personal Loans have lower interest rates than most cards, which can save you money in the long run.

TOOLS TO GET YOU AHEAD

Personal Loans 101: Everything You Need To Know Before Getting One

Unexpected expenses or financial needs can arise anytime. Whether planning a home renovation, consolidating debt, or facing an emergency situation, personal loans can provide the financial flexibility you need to tackle these challenges head-on.

Read More about Personal Loans 101: Everything You Need To Know Before Getting One
Unexpected? Be prepared for anything.
With loan payment protection that provides you and your family the security you may need in the event of a disability or another unexpected event.
Loan Payment Protection