Credit Builder Loan
Potentially raise your credit score
Competitive low rates
Use funds for any purpose
Let's give your credit score a nice lift.
Show that you can consistently make on-time payments.
Here's how a Credit Build Loan works: Your loan money is placed in a PFCU Savings Account, where it earns dividends. In the meantime, you make monthly payments until you've paid the entire loan amount. At that point, the money becomes available to you to use any way you choose. And we report your success to the three major credit bureaus, which put a high premium on timely debt payments.
- Designed for individuals trying to build or repair their credit rating
- Borrow from $250 to $1,000
- Pay off your loan in 12 to 18 months
- Choose monthly or bi-weekly installments
- Competitive low rates
- Your credit score is an important factor when you need an auto loan, insurance, a housing lease and in other financial situations
TOOLS TO GET YOU AHEAD
Unexpected expenses or financial needs can arise anytime. Whether planning a home renovation, consolidating debt, or facing an emergency situation, personal loans can provide the financial flexibility you need to tackle these challenges head-on.

Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia and Columbia County, PA.