AN AFFORDABLE OPTION
A personal line of credit often features a lower rate than a typical credit card, which helps you save on interest costs.
Line of Credit
Flexible line of credit
Lines available up to $15,000
Rates as low as 12.90% APR* (based on credit)
Open a line of credit as a financial lifeline.
Use it for overdraft protection and more.
There are times when you lose track of your PFCU account balance and you try to run a transaction for more than you have. Your payment is declined and you're charged some costly fees. But it doesn't have to be that way. With a PFCU Line of Credit, you automatically have financial backup so you don't overdraw your account. And you have access to funds anytime you need quick cash from an ATM.
- Available to PFCU members 16 years and older (members under age 18 need a co-applicant)
- Minimum monthly payment is $20 or 2.94% of your balance, whichever is greater
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Personal Loans 101: Everything You Need To Know Before Getting One
Unexpected expenses or financial needs can arise anytime. Whether planning a home renovation, consolidating debt, or facing an emergency situation, personal loans can provide the financial flexibility you need to tackle these challenges head-on.
Unexpected? Be prepared for anything.
With loan payment protection that provides you and your family the security you may need in the event of a disability or another unexpected event.
Loan Payment Protection
Philadelphia Federal Credit Union is a full-service financial institution with locations in Philadelphia and Columbia County, PA.