THE NUMBERS ARE IN YOUR FAVOR
See how our rates and fees keep more of your hard-earned money in your pocket.
What is a Credit Union?
For people, not for profits
Owned by members like you
Focused on our community
A more personal approach is one of many member benefits.
Reach your financial goals through our credit union.
Philadelphia Federal Credit Union is a not-for-profit financial cooperative owned by its members. That means any profits are returned to members in the form of higher dividend rates on savings accounts, lower interest rates on loans and fewer or lower fees. Banks, on the other hand, are for-profit corporations whose earnings are paid only to their stockholders.
Discover more about PFCU and the way we operate.
What is a Federal Credit Union?
A federal credit union is a cooperative financial institution chartered by the federal government, the National Credit Union Administration (NCUA) and owned by its members.
What is a Federal Credit Union?
A federal credit union is a cooperative financial institution chartered by the federal government, the National Credit Union Administration (NCUA) and owned by its members.
What does it mean to be member-owned?
When you save money at PFCU, you are purchasing shares of PFCU and becoming a part-owner. This means your vote counts within the organization when it comes to elections. We are run by a volunteer Board of Directors elected by members, so you have a say in the way PFCU operates.
What does it mean to be member-owned?
When you save money at PFCU, you are purchasing shares of PFCU and becoming a part-owner. This means your vote counts within the organization when it comes to elections. We are run by a volunteer Board of Directors elected by members, so you have a say in the way PFCU operates.
How do credit unions work?
Credit unions have a cooperative structure in which members work toward a common goal of financial well-being. When you make a deposit, your funds can be used for another member’s loan, and vice versa.
How do credit unions work?
Credit unions have a cooperative structure in which members work toward a common goal of financial well-being. When you make a deposit, your funds can be used for another member’s loan, and vice versa.
Who uses credit unions? Do I qualify for a credit union?
Members come from all walks of life. Credit unions typically have a “field of membership” that defines eligibility for membership. Examples include your employer, geographical location, or membership in a specific organization like a place of worship, labor union, or other organizations. In many credit unions, you are also eligible to join if you are family member of an existing member.
For PFCU, if you live, work, worship, study or do business in Philadelphia or Columbia County, PA, you can open an account.
Who uses credit unions? Do I qualify for a credit union?
Members come from all walks of life. Credit unions typically have a “field of membership” that defines eligibility for membership. Examples include your employer, geographical location, or membership in a specific organization like a place of worship, labor union, or other organizations. In many credit unions, you are also eligible to join if you are family member of an existing member.
For PFCU, if you live, work, worship, study or do business in Philadelphia or Columbia County, PA, you can open an account.
Get more out of your membership
Enjoy lower fees, better rates, and expert advice. Plus, get access to special discounts and offers for a range of products and services.
Member Benefits & Discounts
