PFCU membership starts with a small deposit into a savings account. From there, all the possibilities and opportunities are open to you, providing access to all our products and services.
Benefits of Joining a Credit Union
Better rates to help you save more money
An ownership share with voting rights
Financial literacy programs you can put into action
Credit unions - the better alternative to managing your money.
Join PFCU and take confident steps toward your financial goals.
Becoming a member of Philadelphia Federal Credit Union means you're ready to do things differently. Credit unions have different business models compared to traditional banks. We are not-for-profit, meaning we pass profits to our members, not bank shareholders. Here's more about the benefits of joining our credit union.
Higher savings rates, lower loan rates
Credit unions generally have higher dividend rates on savings accounts and lower rates on loans. This is because of the commitment to pass profits to members in the form of better rates. This also means lower and fewer fees.
Higher savings rates, lower loan rates
Credit unions generally have higher dividend rates on savings accounts and lower rates on loans. This is because of the commitment to pass profits to members in the form of better rates. This also means lower and fewer fees.
Members are owners
When you join PFCU by opening an account, you become one of the owners. You have a say in how we conduct business and you're a valuable part of our organization.
Members are owners
When you join PFCU by opening an account, you become one of the owners. You have a say in how we conduct business and you're a valuable part of our organization.
You’re insured
As a PFCU member, your deposits are insured and protected. The National Credit Union Administration financially backs our credit union to protect members.
You’re insured
As a PFCU member, your deposits are insured and protected. The National Credit Union Administration financially backs our credit union to protect members.
Credit unions are co-operative
Credit unions are more localized than a bank, so members are treated with a more personal touch. We take time to get to know you and listen carefully to answer your questions and address your concerns.
Credit unions are co-operative
Credit unions are more localized than a bank, so members are treated with a more personal touch. We take time to get to know you and listen carefully to answer your questions and address your concerns.
Financial literacy programs
Another credit union benefit is the extra time and care we put toward helping you. Our MoneyLine blog provides valuable tips on how to manage your money and create wealth while addressing popular financial topics. There are also many calculators available on our site so you can research your options before making important financial decisions. PFCU offers Clarifi financial counseling, where you can find tools, videos and personalized guidance to grow your finances. We even offer related webinars and seminars.
Financial literacy programs
Another credit union benefit is the extra time and care we put toward helping you. Our MoneyLine blog provides valuable tips on how to manage your money and create wealth while addressing popular financial topics. There are also many calculators available on our site so you can research your options before making important financial decisions. PFCU offers Clarifi financial counseling, where you can find tools, videos and personalized guidance to grow your finances. We even offer related webinars and seminars.