Moneyline Blog News, advice and perspective about today's financial topics. PFCU is your credit union. Join the conversation! PFCU Announces 3rd Annual Art Competition for Students in Grades 3-5 <p>This month is National Financial Literacy Month. Each April, across the country, the importance of financial literacy and establishing and maintaining good financial practices is promoted. Philadelphia Federal Credit Union’s 3rd annual art competition began last week on April 1, ...</p> MLaganella 24d54969-1561-4599-8233-2f9c34e88409 Thu, 03 Apr 2014 08:46:36 GMT Set and Achieve Your Financial Goals <p>Establishing goals is a vital first step in any process when preparing for the future. Goals are especially helpful when planning important financial endeavors such as retirement, a child’s education, and as summer approaches, an exciting family vacation. Many people ...</p> MLaganella 5c4543de-f515-421e-a8d9-fa4b7c440e28 Wed, 19 Mar 2014 09:21:56 GMT Spring Savings <p>In today’s unstable economy, achieving the most “bang for your buck” is crucial for the average consumer. As we patiently await the onset of spring, consumers have more to look forward to than just the warmer weather and budding blooms. ...</p> MLaganella acfa1273-bea2-4bd6-8e24-3783bbe06918 Fri, 14 Mar 2014 10:56:16 GMT Things to Consider When Purchasing Your First Home <p>Buying your first home can be a challenging task and can require a lot of time, but it’s an important lifetime investment. Though market trends have indicated that people are waiting longer before investing in a home, home sales are ...</p> MLaganella 7e462d86-d276-429b-9896-71e2ac8514d0 Wed, 12 Feb 2014 14:03:52 GMT 8 Tips for Paying Off Credit Card Debt Once and For All (Part 2) <p>We’ve been talking about ways PFCU members can pay off credit card debt once and for all. Last week, in Part 1 of our two-part series, we looked at four ways to rid yourself of credit card debt. </p> <p><strong>Here are ...</strong></p> MLaganella c9de6957-4d4e-4d14-bd67-f17767648c26 Thu, 06 Feb 2014 08:00:00 GMT 8 Tips for Paying Off Credit Card Debt Once and For All (Part 1) <p> Tired of feeling as though there’s an ever-present cloud of credit card debt looming over your head, following your every move, taunting your every purchase? Credit card debt is a major issue facing millions of Americans today. Last year, a ...</p> MLaganella 0a37d4a0-1643-41d7-a337-4b019d9508c0 Thu, 30 Jan 2014 16:33:11 GMT Preparing to Prepare Your Taxes <p>People often find the process of gathering the forms and documents necessary to prepare their income tax returns more burdensome than the actual act of filing their taxes. Whether you are planning to prepare your tax returns yourself or work ...</p> anovachek ce285071-b872-436c-846b-9d4a78e27881 Wed, 22 Jan 2014 11:19:28 GMT A Resolution Every Parent Should Make in 2014 <p>If you still have not determined your New Year’s resolution, consider making a promise to teach your kids good financial habits this year. By teaching children in elementary school lessons about budgeting, saving, investing and goal-setting, they will be more ...</p> anovachek 314cc424-b07f-4349-bf5f-bffe5ea43b70 Mon, 23 Dec 2013 09:49:15 GMT First Time Home Buyers: What Size Mortgage Is Right for You? <p>Perhaps the low mortgage rates for 30- and 15-year fixed mortgages have led you to contemplate whether or not now is the right time for you to buy your first home. The home you buy largely depends on your qualifications ...</p> anovachek 20113d2b-5996-40a7-a950-dc21751aa955 Wed, 18 Dec 2013 09:47:32 GMT 5 Tips for Scoring the Best Black Friday Deals <p><strong>1. Create a Plan:</strong> It’s important to have a plan before hitting the stores. PFCU recommends creating a budget for everyone on your list. Take this important step one step further by listing what you want to buy for each ...</p> anovachek a2390450-6906-4559-8626-cdcd3c0d051f Tue, 26 Nov 2013 09:01:08 GMT