SAVINGS CERTIFICATES

It's true what they say: the best things come to those who wait. With a PFCU Savings Certificate, the longer you can park your money with us, the better dividend rate you'll earn. And our rates are some of the best in the area.

What's more, your money is insured by the federal government up to $250,000 per depositor. PFCU members enjoy additional coverage up to $250,000 from Excess Share Insurance Corporation, a licensed insurance company.

For low minimum deposits, you pick the term. We offer higher rates if you can save your money longer and we can put it to work for you.

Here are our current rates

Term

Dividend Rate

APY*

3 Month 0.30%
0.30%
6 Month 0.40%
0.40%
1 Year 0.65%  0.65%
2 Year 1.10%
1.10%
30 Month 1.20%
1.20%
3 Year 1.39%
1.40%
4 Year 1.64%
1.65%
5 Year
1.88%
1.90%

Minimum Opening Deposit

  • As low as $250 for 3 and 6 month Savings Certificates
  • $500 for all other terms

If you withdraw your funds before the Certificate matures, you'll be assessed a penalty of earned dividends.

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