Savings Accounts

Got a big purchase in mind? A tropical getaway? Or maybe you just want your money to work a little harder. Whatever’s down the road, our great rates can help get you there that much faster. 

savingsPeeps

Which savings account is right for you?

regSavings

Regular Savings

Every PFCU member starts here. With your initial $5 deposit, you’re a part of the community. And it gives back, in the form of dividends, too.

Fees

None

Minimum Balance

$5 minimum balance, $50 minimum balance to earn dividends

Dividend

0.25% APY

 

Features

Here are some other features available to you.

  • You can make withdrawals using ATMs or any PFCU branch.
  • Deposits may be made by Direct Deposit, ATM, eDeposit, or at any PFCU branch.
  • Dividends are compounded daily and calculated on the daily balance when the balance reaches or exceeds $50.
  • Dividends are paid on the last day of each month.

Terms

A $5 initial, refundable deposit opens your savings account. This deposit empowers the member as a shareholder in our credit union and must remain in their account to retain membership privileges.

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highYieldSavings

Higher Yield Savings

Want to make your money work even harder? This savings account delivers with a tiered interest structure that pays more interest when your balance exceeds $2,000.

Fees

None

Minimum Balance

No minimum balance, $50 minimum balance to earn dividends

Dividend

0.30% APY if balance above $2,000

 

Features

Here are some other features available to you.

  • You can make withdrawals at any PFCU branch.
  • Deposits may be made at any PFCU branch.
  • Free monthly statements available by mail and electronically through Teller Net.
  • Open to all member accounts.
Open an account
moneyMarketSavings

Money Market Savings

A high-rate alternative to a regular savings account you can withdraw funds from, without penalty, whenever you like.

Fees

$5 if the minimum balance of $2500 isn't maintained

Minimum Balance

$2500 minimum balance

Dividend

0.30% APY if balance above $2,500

0.35% APY if balance above $10,000

0.40% APY if balance above $25,000

 

Features

Here are some other features available to you.

  • Dividends are compounded daily and are calculated on the daily balance when the balance reaches or exceeds $50.
  • Dividends are paid on the last day of each month.
  • You can make withdrawals at any PFCU branch.
  • Deposits may be made at any PFCU branch.
  • The first box of checks is included

Restrictions

  • Only six (6) withdrawals may be made per month.
  • Funds are not accessible through ATMs.
  • Please refer to our account agreement for full account disclosure.

Terms

  • Dividend rate will increase if the minimum daily balance reaches $2,500, $10,000 and again at $25,000.
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holidayVacationSavings

Holiday & Vacation Club Savings

Savings accounts designed for something special that help you to save a bit at a time, and get you on your merry way.

Fees

None

Minimum Balance

No minimum balance, $50 minimum balance to earn dividends

Dividend

0.20% APY

 

Features

Here are some other features available to you.

  • You can make withdrawals at any PFCU branch.
  • Deposits may be made at any PFCU branch.
  • Dividends are compounded daily and are calculated on the daily balance when the balance reaches or exceeds $50.
  • Dividends are paid on the last day of each month.
Open an account
savingsCertificate

Savings Certificate

Stash your cash with us — and we’ll thank you with higher rates. The longer you park your money with us, the more dividends you earn.

Fees

None

Minimum Balance

As low as $250

Dividend

View chart ▸

 

Features

With a PFCU Savings Certificate, the longer you save your money with us, the better dividend rate you’ll earn. And our rates are some of the best in the area. What's more, your money is insured by the federal government up to $250,000 per depositor. PFCU members enjoy additional coverage up to $250,000 from Excess Share Insurance Corporation, a licensed insurance company. For low minimum deposits, you pick the term. And the longer you save your money with us, the higher the dividend rate gets.

Open an account

See our Youth Account ▸   |   

Learn about  Regulation D limitations ▸