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Auto Loans

With fast turnaround approval and competitive rates we can help you
find a ride without taking you for one.

Auto Loans

What kind of auto loan are you looking for?

New Car Loan

New Car Loan

On the lookout for a new set of wheels? This loan can get you on the road that much faster with generous terms, quick response and loan turnaround.

Terms

Can go up to 84 months with limitations.

Interest Rates

As low as 2.49 % APR* (based on applicant credit).

Discount of .25% for new members (in the first six months of membership).

Loan Amount

Up to 125% of the MSRP plus tax, tags, warranty and security system.

Features

  • Fast application response.
  • Quick loan turnaround.
  • Flexible terms.
  • AutoDraft may be available - a blank check given to qualified members who are pre-approved for a new or used auto loan.
Apply or Continue Application
Used Car Loan

Used Car Loan

Got your eye on a golden oldie? Flexible terms, fast pre-approval can get you behind the wheel. We'll even help you negotiate the purchase price.

Terms

Flexible terms that vary by year of automobile. Loan amounts, rates and terms vary for used vehicles.

Interest Rates

As low as 2.49% APR* (based on applicant credit).

Discount of .25% for new members (in the first six months of membership).

Loan Amount

Up to 125% of NADA retail value plus tax, tags, extended warranty and security.

Features

  • Fast application response.
  • Flexible terms.
  • Loans for older autos are open to members 16 years or older (those under 18 require a co-applicant).
  • AutoDraft may be available - a blank check given to qualified members who are pre-approved for a new or used auto loan.
  • Quick loan turnaround.
Apply or Continue Application
Refinanced Car Loan

Refinanced Car Loan

Refinance your current car with our low rates, and pay it off that much sooner.

Terms

Flexible terms that vary by year of automobile. Loan amounts, rates and terms vary for used vehicles.

Interest Rates

As low as 2.49% APR* (based on applicant credit).

Loan Amount

Up to 125% of NADA retail value plus tax, tags, extended warranty and security.

Features

  • Fast application response.
  • Quick loan turnaround.
  • Save money on interest or monthly payments.
  • No pre-payment restrictions.
Apply or Continue Application

* APR = Annual Percentage Rate. Rates as low as 2.49% APR for terms up to 66 months. For each $10,000 borrowed over a term of 66 months, pay approximately $162.28 a month. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors and terms over 66 months. Offer of credit is subject to credit approval. Other rates and terms available. Rate reflects all possible discounts. Certain restrictions apply for loans outside PA, NJ and DE. Consult a tax advisor regarding the deductibility of interest.

Loan Features & Services

Bill Payer

BILL PAYER

Pay your bills, safely, quickly, reliably and free.
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Loan Payment Protection

LOAN PAYMENT PROTECTION

Sleep easy knowing you and your family are secure. Learn more ▸

Convenient Locations

CONVENIENT LOCATIONS & SURCHARGE-FREE ATM NETWORK

Check out our ATM Branch Locator to find branches and ATMs, from Center City to Bloomsburg, PA. 
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PFCU Member Support

PFCU MEMBER SUPPORT

Click on live chat with any questions or call us directly at 215-934-3500 or 800-832-PFCU.

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