* APR = Annual Percentage Rate. Rates as low as 1.99% APR for terms up to 66 months. For each $10,000 borrowed over a term of 66 months, pay approximately $160.08 a month. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors and terms over 66 months. Offer of credit is subject to credit approval. Other rates and terms available. Rate reflects all possible discounts. Certain restrictions apply for loans outside PA, NJ and DE. Offer excludes all loans already financed at PFCU. Offer expires January 31, 2017. Consult a tax advisor regarding the deductibility of interest.