VISA Check Card

If you’re looking the convenience of a VISA® card, then the PFCU Check Card is for you. Just use it wherever VISA is accepted to make purchases with funds from your PFCU Checking Account. You can also use it like an ATM card, to make cash withdrawals.

When you use your PFCU Check Card at the point of sale, you may be asked “Debit or Credit?” Selecting “debit” requires you to enter your PIN as you would at the ATM, and the money is debited from your checking account immediately. Selecting “credit” generally requires you to sign a receipt and the funds are immediately deducted from your available balance.

Please remember that PFCU limits your PIN-based transactions to 10 free per month at non-PFCU terminals. Also, remember that transactions at PFCU-owned ATMS are unlimited, which provides extra convenience when you are strapped for cash.

Card Details

Open to:

All PFCU members 18 years of age or older with a PFCU Checking Account who meet our account verification network requirements.*

Key Features:

  • Accepted anywhere the VISA logo is displayed
  • As convenient as using checks, but without the fuss
  • Overdraft protection available through our PFCU Credit Line
  • 24 hr. access to share and credit line accounts
  • Zero Liability Policy ensures you are completely protected against unauthorized use of your card.

Costs and Charges:

  • No annual fee
  • $10 replacement fee for cards ($15 for third lost card in two years)
  • $10 annual fee for duplicate cards

* Must be 13 or older to be eligible to apply for CU Succeed Checking Account and Check Card. If you are under 18, you must have an adult joint owner. Must be age 16 or older to be eligible to apply for a Personal Loan or Car Loan. If you are under 18, you must have a co-applicant.

Traveling Abroad?

Did you know when you travel abroad there could be restrictions for your protection when using your VISA or ATM card.


Please call 1-855-898-7294 to report your card lost or stolen. This member service is available 24 hours a day.