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PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

REFINANCE YOUR CAR LOAN AND GET 1% CASH BACK*

For a limited time, refinance your car loan from another lender with us and get 1% cash back (up to $300) on the amount financed.* By refinancing with PFCU, you may be able to lower your monthly payment, save on interest, and pay off your loan sooner.

MINIMUM LOAN AMOUNT

$5,000

INTEREST RATE

As low as 2.49% APR** for new auto loans and 2.74% APR*** for used auto loans

Features

  • 1% cash back on amount financed (up to $300)*
  • Flexible terms
  • Easy payment options
  • No Application Fee
  • Easy online application
  • Quick loan turnaround
  • Offer valid May 1 - July 31, 2021

Rebate will be deposited into your account within 30 days of loan closing.

Apply Now

Select “Auto” from the list and then “Apply Now” to complete the application.

*Offer available to qualified loans that are funded 5/1/21 through 7/31/21. Valid on new and used auto refinances to Philadelphia Federal Credit Union currently held at another lender or finance company. Purchases are not eligible for this promotion. Existing Philadelphia Federal Credit Union auto loan refinances are not eligible for this promotion. Minimum loan amount required is $5,000. Maximum cash back per loan is $300. All loans and rates are subject to credit and underwriting guidelines and approval. If an application expires within the date allowed by Philadelphia Federal Credit Union, any expired promotions offered during that application process will be forfeited. Philadelphia Federal Credit Union has the right to change, extend or terminate the offer at any time at their discretion.
** APR = Annual Percentage Rate. Rates as low as 2.49% APR for terms up to 66 months on new auto loans. For each $10,000 borrowed over a term of 66 months, pay approximately $162.28 a month. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors and terms over 66 months. Offer of credit is subject to credit approval. Other rates and terms available. Rate reflects all possible discounts. Certain restrictions apply for loans outside PA, NJ and DE. Consult a tax advisor regarding the deductibility of interest.
*** APR = Annual Percentage Rate. Rates as low as 2.74% APR for terms up to 66 months on used auto loans. For each $10,000 borrowed over a term of 66 months, pay approximately $163.39 a month. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors and terms over 66 months. Offer of credit is subject to credit approval. Other rates and terms available. Rate reflects all possible discounts. Certain restrictions apply for loans outside PA, NJ and DE. Consult a tax advisor regarding the deductibility of interest.

debi

"I am a Philadelphia based blogger and a busy mom. I like to share ways to get the most amount of fun in your day, no matter what things you have going on. Money and debt planning are very important, whether it is so you can travel more, have more adventures with the kids, or just to feel less stressed. Having a PFCU financial expert answering my questions and helping to guide me through these issues was extremely helpful."

DEBI - OurWabisabiLife.com

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Refer your Friends
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.