ABA Routing and Transit Number # 236084298

New, Used and Refinance

Enjoy some of the lowest vehicle loan rates in town.

Whether you prefer the full manufacturer’s warranty and special smell of a new car, or you’d rather find a reliable, used model where someone else has absorbed the bulk of the car’s depreciation, PFCU has the loan for you.

Our auto loans allow you to finance up to 100% of the cost of a vehicle and enjoy a variety of financing terms. We’ll even give you a .25% discount if you’re a new member in the first six months of membership or a .50% discount if you’re buying a hybrid vehicle!** And when you apply for a loan with us, you'll receive an immediate response and loan turnaround. Just look at your options:

  Loan Amount Interest Rate Terms  

New Auto Loan

Maximum

100% of the total purchase price, including title, tags, tax and warranty

As low as 1.99% APR*

Flexible terms available; call a Member Service Representative for details.

Open to:

All PFCU members 18 years of age or older

Apply Now

Used Auto Loan

Maximum

100% of the NADA retail value, including tax, tags, title and warranty

As low as 1.99% APR*

Terms vary by year of automobile.

Open to:

All PFCU members 18 years of age or older

Apply Now

Older Used Auto Loan

Maximum

$5,000

As low as 11.40% APR*

Members under the age of 18 require a co-applicant. Maximum is 48 months.

Open to:

PFCU members 16 years of age or older

Apply Now

* APR = Annual Percentage Rate. Rates as low as 1.99% APR for terms up to 66 months. For each $10,000 borrowed over a term of 66 months, pay approximately $160.08 a month. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors and terms over 66 months. Offer of credit is subject to credit approval. Other rates and terms available. Rate reflects all possible discounts. Certain restrictions apply for loans outside PA, NJ and DE. Offer excludes all loans already financed at PFCU. Offer valid through June 30, 2014.

** Discounts do not apply during promotional period and are only available to qualifying credit tiers. Only one discount per loan when applicable 

For each $5,000 borrowed at 11.40% APR, pay approximately $130.20 a month over a 48-month term.

Refinance and save money!

If you’re stuck with a high-interest auto loan from a car dealer or bank, refinancing with PFCU can give you a lower APR on your monthly payments, saving you money in interest. If you choose to pay the same amount as your old loan each month, you could pay off your vehicle even faster!

We offer terms up to 60 months on autos one to four years old and up to 48 months for vehicles up to seven years old.

Apply today, your way!

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