ABA Routing and Transit Number # 236084298

Vehicle Loans

Drive the vehicle of your dreams at a price you can afford

Whether you want to purchase a new or used vehicle, or refinance a current vehicle
loan to take advantage of lower interest rates, PFCU wants to help. We provide
fast pre-approval so you know your rate and loan amount before you ever step on
to a dealer lot. We’ll even help you negotiate the best possible price.

Click on the loan type for more details.

Borrow Smart. Buy Smart.
  Member benefits Options  


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  • Finance up to 100% of the car's value.
  • Rates as low as 1.99% APR*(based on applicant credit)
Flexible terms Apply Now


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  • Finance up to 100% of NADA retail value.
  • Rates as low as 1.99% APR*(based on applicant credit)  
  • Flexible terms that vary by year of vehicle
  • Loan amounts, rates and terms vary for older used vehicles.
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  • Save money on interest or monthly payments.
  • No pre-payment restrictions
Up to 60-month term on autos 1- to 3-years old and up to 48-month term for vehicles 4- to 7-years old Apply Now

* APR = Annual Percentage Rate. Rates as low as 1.99% APR for terms up to 66 months. For each $10,000 borrowed over a term of 66 months, pay approximately $160.08 a month. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors and terms over 66 months. Offer of credit is subject to credit approval. Other rates and terms available. Rate reflects all possible discounts. Certain restrictions apply for loans outside PA, NJ and DE. Offer excludes all loans already financed at PFCU. Offer expires 9/30/15. 

Auto Buying Center

More than a loan. Get insurance, vehicle reports and negotiating muscle from the people you trust.

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A preapproval from PFCU allows you to shop with confidence.

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Auto Insurance

PFCU offers competitive rates you can't afford to miss.

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