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Student Loans

The Smart Option Student Loan® for Philadelphia Federal Credit Union by Sallie Mae®. For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan Features and Benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialists

To learn more, please get started here.

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Saving for college? A vacation? Retirement? Our great rates and options can help you get there.

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Who Else Can Join?

Almost anybody. Are you related to a current member? Is your spouse, partner or roommate a member? Close enough. You're in.

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