Take control of your finances and get the cash you need with a personal loan or line of credit.
Whether you need a small personal loan, or you're working to improve bad credit, PFCU offers low rates and fast approval. A PFCU personal loan allows you to borrow the money you need to pay off debt or finance a necessity with only your signature as collateral.
Find the Loan that's Right for you
Signature Loan: Borrow up to $15,000 with just your signature. Fixed rates as low as 9.50% APR.*
Shared Secured Loan: No credit qualifications are required; great for establishing a good credit history. Competitive low rates with convenient repayment terms.
Line of Credit: Access to quick cash 24 hours a day from any ATM. Free overdraft protection for your PFCU Checking Account, PFCU Check Card and Electronic Bill Payer accounts.
Need help choosing the right loan option? Use our Loan Comparison calculator.
The amount you can borrow depends on your income, current unsecured debt, and other underwriting criteria, while the interest rate depends on your credit rating.** You can pay off your personal loan using convenient payroll deduction or automatic monthly transfers from your Savings or Checking Account.
*APR = Annual Percentage Rate. Rate reflects all possible discounts. This is the credit union’s best rate. The available terms are subject to change without notice. Any existing PFCU loan must take an additional $1,000 minimum on any new loan or loan refinances. For each $1,000 borrowed at 9.50% APR over a term of 60 months pay approximately $21.00 a month. Rates may vary depending on each borrower’s credit history/eligibility, underwriting criteria and market conditions. Offer of credit is subject to credit approval. Maximum loan amount is $15,000. Offer expires June 30, 2015.
** Please note that the offer of credit is subject to credit approval.