Let us help you purchase the home of your dreams
There’s never been a better time to finance – or refinance – a home with a conventional mortgage. Whether it's your first mortgage, you're looking to buy a vacation home, or interested in refinancing, PFCU can help you find the right home for you. Our mortgage professionals are ready to assist through the process, and are dedicated to affordably getting you the home of your dreams.
Competitive Rates, Low Down Payments, and Great terms
A Conventional Mortgage from PFCU also offers:
- Qualification with as little as 5% down
- Easy payment options
- A consistent contact and personal service
- Great terms and options for Conventional Mortgages
- Financing in all 50 states
With competitive interest rates and monthly payments you can afford, a conventional mortgage with PFCU is a great way to buy your first home. With HomeAdvantageTM, we'll give you the tools to help you find a home that fits your needs and budget.
- 10- to 30-year terms (in five-year increments) available on primary residence
- 30-year 5-1 adjustable available on primary residence
- Initial fixed-rate period of five years, then adjusted each anniversary date
- 10- to 20-year terms (in five-year increments). 30-year term available if you plan to retire to the property purchased.
PFCU offers conventional first mortgages in all 50 states. If you are financing outside of our standard lending area of PA, NJ, DE, MD, or FL, please call a Mortgage Professional at 215-934-3505.
To find out how much you can afford for your next mortgage, visit our mortgage loan calculator.
Get pre-approved today
If you're just beginning to look for a house or wish to refinance, apply online* now and we may be able to pre-approve you for a mortgage. Not only does it remove one obstacle to negotiations, a pre-approval also helps you narrow down a practical price range.
Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area) to discuss your options and schedule an appointment.
*If you are applying for a pre-approval, purchase or refinance, an application deposit will be collected to cover the cost for the credit reports. This fee will be credited toward closing costs. We will accept your application online even if you are not currently a member. However, all borrowers on the application will be asked to qualify for membership. Prior to your loan closing, you will be asked to open a qualifying account. Residency restrictions apply. Conventional First Mortgages are issued in PA, NJ, DE, MD and FL only. Conventional First Mortgage rates quoted are for our standard programs. Cash out refinance transactions with LTV over 70% will be .75% higher than rates quoted. Paying off a home equity loan is considered cash out.