ABA Routing and Transit Number # 236084298

Home Loans

Home-buying, simplified

Buying a home is a major decision. Between finding the best neighborhood and the right monthly payment, you have plenty to think about. A mortgage from PFCU gives you a little less to worry about: no hidden fees, confusing terms or trumped-up charges. We'll leave that to the banks.

At PFCU, you'll only find a variety of competitive mortgage loans and helpful services to suit your needs. You’ll enjoy great rates; incredible options, service and support; and access to information at any time. In fact, we make sure you always understand your choices. Can the same be said of banks? We don't think so.

Are you in the market for a home to call your own? Have you done your research and now it’s time to find the best loan for your purchase? Look no further because the mortgage specialists at PFCU can help first-time homebuyers determine the right loan and special programs to offer extra assistance.

Here’s a quick look at what we offer:

Buying a home?

  • FREE Home Buyer Seminars
  • Realtors® you can trust
  • Homeowners Insurance
  • And More

Visit PFCU's Real Estate Center today!


  Member benefits Options  

Conventional First Mortgage

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  • Free rate quotes
  • Online application
  • Pre-approval
  • As little as 5% down

Best for

Purchase of a primary residence

  • Fixed-rate mortgages
  • Adjustable-rate mortgages
  • Vacation home mortgages
  • Investment property mortgages
Apply Now

FHA Mortgage

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  • No minimum requirement
  • Only 3.5% down payment required.
  • Down payment can come from a relative.

Best for

First-time homebuyers on purchase of primary residence

  • Terms up to 30 years
  • Fixed-rate mortgages
  • Adjustable-rate mortgages
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VA Home Loans

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  • Most veteran, reservists, and/or an active duty service members are eligible
  • 100% financing for purchases
  • Up to 90% financing for refinancing
  • No mortgage insurance premiums
  • VA Funding Fee can be added to loan
  • Existing VA loans may qualify for Interest Rate Reduction Loan (Streamline Refinance)

Best for

Veterans, reservists, and/or an active duty service members interested in purchasing or refinancing a home

  • Fixed-rate mortgages
  • Traditional ARM loans
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Home Equity Loan

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  • Low interest rate
  • Receive a check for the total amount of the loan.
  • Available in PA, NJ, DE, MD & FL 
  • Some fees apply in other states.

Best for

  • Consolidating debt
  • Paying off higher interest-rate loans
  • Home improvements
  • Paying college costs
Fixed rate, lump sum and fixed term Apply Now

Home Equity Line of Credit (HELOC)

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  • Easy access to funds
  • Primary residence or vacation home can be used as collateral.
  • Revolving credit line
  • Use it as you need it.
  • Once you pay it back, it's available again for borrowing.

Best for

Cash for purchases such as appliances, computers or home improvements

  • Open-ended, variable rate loans
  • Minimum amount is $5,000 and maximum draw period is 5 years.
Apply Now

Talk with a mortgage professional.

Call our Mortgage Department at 215-934-3505 to talk with a PFCU Mortgage Professional.

Easy to apply

Real Estate Center

More than a mortgage. We can set you up with a real estate agent you can trust. Plus find insurance, seminars and more.

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Mortgage Calculators

How much home can you afford?

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CU Realty

PFCU can help with every stage of home buying. Real estate agents you can trust.

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Protect Yourself from Scams

Don’t get hooked by phishing or any other scam – we're here to help.

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FREE Home Buying Seminar

Tips and tricks to make the process go smooth, from people you can trust.

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Credit Report

Help understanding and managing your credit

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