PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298


If you’ve found yourself in need of financial assistance at this time, you are eligible to apply for our Hardship Relief Loan. This loan has 0% interest for the first 60 days and does not require payment for the first 60 days.


PFCU members 18 years of age and older who have been a member for at least 90 days.


  • 0.00% rate is valid through the first 60 days of the loan
  • 5.99% APR is applied to the remaining life of the loan


When applying online, you must select “Hardship Relief Loan” as the loan purpose.

It cannot be used to refinance any existing PFCU loans.

Apply Now

* APR = Annual Percentage Rate. Rates and terms available on new loans only. Account must be opened for at least 90 days. Loan amounts range from $500 - $5,000. 0.00% rate is valid through the first 60 days of the loan, then a 5.99% APR is applied to the remaining life of the loan. A $5,000 loan amount at 5.99% APR will have 60 monthly payments of approximately $96.65 per month. Subject to underwriting guidelines. Must be 18 years of age or older to qualify. Effective March 26, 2020. Offer subject to change without notice.


"This year I'm taking the right steps towards reaching my financial goals with the Philadelphia Federal Credit Union."

BRITTINY - FashionofPhilly.com

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National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.