.
.

PHONE: 215-934-3500 or 800-832-PFCU

ABA Routing # 236084298

4 Important Ways to Prepare Your Car for Winter

Oct 30, 2017

Winter car maintenance can go a long way in helping drivers stay safe during the cold, snowy months. Follow these cost-effective tips to avoid accidents, sliding or breakdowns this winter.

Tips to Prepare Your Car for Winter

Check tire pressure

It’s important to check the pressure of your tires regularly, but especially in the winter to save money over the long haul. Cold weather can deflate your tires, reducing the optimal tire pressure needed to maintain traction on the road. Low-pressure tires are no match for slippery roads, snow or black ice. Not only are motor vehicle accidents a danger to your safety but such accidents can make a significant dent in your pocket. For proper tire maintenance, take your car to the gas station or do it right at home using an accurate tire pressure gauge for a budget-friendly fix.

Use special wiper fluid

Along with tire pressure, special wiper fluid is a key part of winter car maintenance. To steer clear of accidents, make sure you can see clearly out of your windshield and use special wiper fluid. Most windshield wiper fluid can be purchased at a discount store retailer for under $3. If you clean the wiper blades frequently, you won’t have to spend additional money to replace them. As an extra step of caution, drive slower in wet or icy conditions and allow traffic to pass by in the left lane to prevent costly damages. There should always be enough space between you and the car in front of you to avoid collisions.

Replace batteries

The life of a car battery is typically four to six years. Before winter kicks into full gear, check under the hood of the car to find the date of the battery. If it’s creeping close to three or four years since it was manufactured, it’s likely time to replace it. To stick to a budget, consider do-it-yourself battery replacement. The last thing you want is to break down in blizzard conditions due to a flat battery.

Review insurance policy

Protect yourself on the road with auto insurance and review your policy to make sure you’re covered in case of an accident. At PFCU, we offer flexible coverage to meet your needs and budget. It also makes good financial sense to periodically review your auto insurance to ensure you have the best possible coverage for the best rate possible.

Inclement weather can put you at risk for slipping and sliding, which can cause financial strain in the short term and long term. Take precautionary measures to prepare your car for winter and your wallet by checking your tires, cleaning your windshield with fluid, replacing worn-out batteries and reviewing your auto insurance plan.

Find more money-saving tips for the winter season and saving strategies for the holidays on the Moneyline blog.

erin_elis

Erin Ellis
Accredited Financial Counselor ®
Philadelphia Federal Credit Union
eellis@PFCU.COM
National Association of Federal Credit Unions 
PFCU is a proud member of the National Association of Federal Credit Unions
National Credit Union Administration 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Excess Share Insurance Corporation 
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.
Equal Housing Lender 
We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We provide links to external websites for your convenience. Philadelphia Federal Credit Union does not endorse and is not responsible for their content, links, privacy or securities policies.

Please note that the amount of money contained in your investment accounts are considered non-deposit products and therefore, are not NCUA insured, not credit union guaranteed, may lose value, are not guaranteed by any government agency. Since they are not a deposit of the Philadelphia Federal Credit Union, investment accounts do not qualify for Excess Share Insurance (ESI). Securities, Financial Planning and Insurance products are offered through LPL Financial, and its affiliates, Member FINRA, SIPC. LPL Financial and Philadelphia Federal Credit Union are independent entities.