ABA Routing and Transit Number # 236084298
Yes, Target has confirmed that it experienced unauthorized access to its systems resulting in the compromise of credit and debit card information. Target has also announced that additional customer information was taken during the breach, which may include customer names, mailing addresses, phone numbers and e-mail addresses.
Although certain card account data may have been compromised in this incident that does not mean data related to your account was taken, or that fraud has occurred on your account. Please be assured that we are actively monitoring the activity on your account to protect you from fraud. You will be contacted if we see any activity that requires you to take any action.
In addition, please review your monthly and/or online statement carefully and call us back immediately if you see any suspicious activity. It’s also important to note that all Visa credit and debit cards are protected with Visa’s Zero Liability* policy in the rare event fraud does occur, which means you pay nothing for unauthorized purchases on your account.
Although certain card account data may have been compromised in this incident, it does not mean data related to your account was taken, or that fraud has occurred on your account. Please be assured that we are actively monitoring the activity on your account and continuing to work to protect you from fraud.
As always, please review your monthly and/or online statement carefully and call us back immediately if you see any suspicious activity. All Visa consumer credit and debit cards are protected with Visa’s Zero Liability policy in the event fraud does occur, which means you pay nothing for unauthorized purchases on your account.
At this time, it is unclear whether this fraud is related to the incident in question. It is important to know that regardless of where the fraud occurred, you are protected by Visa’s Zero Liability policy. Can you provide me with more information so that I can assist you?
Target has confirmed malware on its U.S. point of sale systems resulted in unauthorized access to payment card data. The specifics in the Target case are still under investigation.
Please review your monthly and/or online statement carefully and call us back immediately if you see any suspicious activity. While fraud resulting from data compromises is uncommon, it’s important to understand that you’re protected with Visa’s Zero Liability policy.
Target announced that approximately 40 million credit and debit card accounts may have been impacted between November 27 and December 15, 2013. Further, Target has also announced that additional customer information was taken during the breach, which may include customer names, mailing addresses, phone numbers and e-mail addresses for up to 70 million customers.
Consumers should feel safe using their Visa cards anywhere Visa is accepted.
Yes, Target has confirmed that the breach is resolved.
Target has confirmed that the customer name, credit or debit card number, the card’s expiration date, the CVV (the secret code on the magnetic stripe) and encrypted PIN information may have been compromised. Target has also announced that additional customer information was also taken during the breach, which may include customer names, mailing addresses, phone numbers and e-mail addresses.
It’s important to note, though, that although your information may have been compromised, it does not necessarily mean fraud has occurred or will occur on your account. We are actively monitoring the activity on your account and working to protect you from fraud.
In the event any fraud occurs on your card, all consumer Visa credit and debit cards are protected with Visa’s Zero Liability policy, which means you pay nothing for fraudulent activity on your account. Please continue to monitor your account and let us know immediately if you notice any charges to your account that you don’t recognize.
According to Target, even the stolen PIN data should remain secure since it was encrypted. The PIN information was fully encrypted at the keypad, remained encrypted while it was in Target’s system, and remained encrypted when it was removed from Target’s system.
According to Target, it does not have the key to decrypt the PIN information within its system. The PIN information can only be decrypted when it is received by Target’s external, independent payment processor. According to Target, this means that the “key” necessary to decrypt that data has never existed within Target’s system and could not have been taken during this incident.
Target announced on January 10 that, as part of its ongoing data compromise investigation, it has learned that additional customer information – separate and distinct from the payment card data previously disclosed – was also taken during the breach. The additional data removed from Target’s systems may include customer names, mailing addresses, phone numbers and e-mail addresses for up to 70 million customers.
No. Target’s announcement did not indicate that any further payment card accounts have been compromised at this time.
Cardholders should be on high alert for suspicious calls. These calls are known as phishing calls.
Phishing refers to scams that attempt to trick consumers into revealing personal information, such as bank account numbers, passwords, payment card numbers, or Social Security numbers. These scams can be done by phone, email, regular mail and even via text message. In addition to seeking bank information, phishers may also try to obtain your ATM PIN or any other bits of data that can help them build a more complete profile from which they can operate in your name.
Most commonly, phishers target unsuspecting users with fake Internet sites or email messages that look legitimate. This is sometimes referred to as "spoofing." Scammers also may leverage social networking sites, where users are already accustomed to sharing information with others.
Phishing emails and websites typically use familiar logos and graphics to deceive consumers into thinking the sender or website owner is a government agency, bank, retailer or other company they know or do business with. Sophisticated phishers may include misleading details, such as using the company CEO’s name in the email “from” field. Another common phishing tactic is to make a link in an email (and the fake website where it leads) appear legitimate by subtly misspelling URLs or changing the “.com” to “.biz” or another easily overlooked substitution.
Some phishing scams even lure victims by telling them that their information has already been jeopardized. For example, potential victims may receive an email that appears to come from a major bank warning that their account has recently been exposed to fraudulent activity. Users are asked to click a link within the message so they can “confirm” their bank account information. Instead of going to the bank’s legitimate website, however, victims are taken to a clever lookalike, where their information actually is routed to the scammer.
If you receive any message asking you to confirm account information that has been “stolen” or “lost” or encouraging you to reveal personal information in order to receive a prize, it may be a form of phishing.
It's important for consumers to know that Visa will not call or e-mail cardholders to request their personal account information, and Visa call centers do not initiate outbound telemarketing calls.
Always view any phone or email requests for financial or other personal information with suspicion, particularly any "urgent" requests. When in doubt, do not provide any information without first verifying the legitimacy of the request by calling the number printed on the back of your payment card. Find more tips for protecting yourself at www.visasecuritysense.com.
In the unlikely event you become a victim of identity theft, Visa works with the consumer network group, Call for Action, to provide consumers with a toll-free telephone hotline to assist identity theft victims. By calling 1(866) ID-Hotline, victims can receive free and confidential assistance from trained counselors.
Working with Visa, Philadelphia Federal credit union offers consumers multiple layers of security protection against fraud, including Visa’s Zero Liability policy, the cardholders’ ultimate protection. With Zero Liability, consumers are not responsible for any unauthorized purchases made on their Visa cards.
While we employ the latest systems and technology to monitor and prevent card fraud and merchants also take the necessary precautions to protect your card information, there are some practical steps you can take to help protect your card information:
Please monitor your account – both your monthly statement and online – and let us know immediately if you see unauthorized purchases.
Yes. There are several actions you can take to protect your personal information. These tips are also available at www.visa.com.
215-934-3500 or 800-832-PFCU (outside the metropolitan area)
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ABA Routing and Transit Number # 236084298.