ABA Routing and Transit Number # 236084298

Savings Certificates

With time on your side, we can grow your money with rates that are tough to beat.

It's true what they say: the best things come to those who wait. With a PFCU Savings Certificate, the longer you can park your money with us, the better dividend rate you'll earn. And our rates are some of the best in the area.

What's more, your money is insured by the federal government up to $250,000 per depositor. PFCU members enjoy additional coverage up to $250,000 from Excess Share Insurance Corporation, a licensed insurance company.

For low minimum deposits, you pick the term. We offer higher rates if you can save your money longer and we can put it to work for you. Here are our current rates:

Base Rate* APY*
3 Month 0.20% 0.20%
6 Month 0.30% 0.30%
1 Year 0.50% 0.50%
2 Year 0.90% 0.90%
30 Month 1.00% 1.00%
3 Year 1.19% 1.20%
4 Year 1.44% 1.45%
5 Year
1.69% 1.70%

Minimum Opening Deposit:

  • $250 for 3- and 6-month Savings Certificates
  • $500 for all other terms

If you withdraw your funds before the Certificate matures, however, you'll be assessed a penalty of earned dividends.

* Savings Certificate details: APY= Annual Percentage Yield. Minimum purchase amount is $250, no maximum. Fifty basis points equals one half of one percentage point, or .50%.

Open an Account

  • Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).
  • Stop by a branch location.
  • Not a member yet? Join us!

PFCU Check Card

Spending made easy

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Direct Deposit

No muss, no fuss

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Electronic Bill Payer

Free, secure and reliable way to receive and pay bills

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Teller Net

Access your accounts from virtually anywhere, free of charge.

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Online Switch Kit

Already a member? Easily move all of your accounts to PFCU.

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Overdraft Protection

Free automatic transfer service through PFCU Credit Line

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