ABA Routing and Transit Number # 236084298

Savings Accounts

Savings accounts that work as hard as you do

Imagine a savings account that rolls up its sleeves and works hard protecting and growing your money. That's just what you'll find at PFCU. You deserve a full range of savings products that fit your financial goals.

At PFCU, we don't have to worry about making shareholders happy (read: rich) like banks do. Instead, we’re able to share our "profits" with our member-owners (that's you) in the form of higher savings dividend rates than you'll find at nearly any bank. Still not convinced PFCU is the best place for your savings? Just compare our rates to those of our competitors. We think you’ll like what you see.

The safety of your savings is always paramount at PFCU, too. All of our savings products are federally insured up to $250,000 by the National Credit Union Administration (a U.S. government agency). Additional coverage up to $250,000 is provided by Excess Share Insurance Corporation, a licensed insurance company. You can rest assured that your hard-earned savings are secure.

As a full-service financial institution, we offer a large selection of accounts. Here’s a quick look at your choices:

Account Features Rates Fees*

Regular Savings

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  • Members wanting daily dividends, paid monthly
  • $5 minimum balance
  • $50 minimum balance to earn dividends
% Base Rate
% APY
Fee schedule

Higher Yield Savings

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  • Members wanting a higher yield for larger deposits
  • No minimum balance
  • $50 minimum balance to earn dividends
0.25% APY
0.30% APY if balance above $2,000
Fee schedule

Money Market Savings

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  • Members wanting the highest rates.
  • No minimum balance
  • $50 minimum balance to earn dividends
0.30% APY
if balance above $2,500
0.35% APY
if balance above $10,000
0.40% APY
if balance above $25,000
$5 monthly fee waived if balance is $2,500 or greater

Holiday Club Savings

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  • Members saving for holiday spending
  • No minimum balance
  • $50 minimum balance to earn dividends
0.20% Base Rate
0.20% APY
Fee schedule

Vacation Club Savings

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  • Members saving for a special occasion
  • No minimum balance
  • $50 minimum balance to earn dividends
0.20% Base Rate
0.20% APY
Fee schedule

Trust Accounts

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  • An account managed by a trustor/trustee for the benefit of another person
  • Only the trustor/trustee can perform transactions
N/A Fee schedule

Custodial/PAUTMA
Accounts

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  • Members wanting to save for the benefit of a minor child while limiting the child's access to the account.
  • The money becomes the property of the minor, under the custodian’s control
N/A Fee schedule

APY = annual percentage yield. Base Rate is a measure of how much interest will be accrued on an annual basis without taking into account compound interest. APY is the same interest rate measure, but accounts for compound interest – a better measure of how much you will actually earn in interest.

PFCU Check Card

Spending made easy

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Direct Deposit

No muss, no fuss

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Electronic Bill Payer

Free, secure and reliable way to receive and pay bills

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Teller Net

Access your accounts from virtually anywhere, free of charge.

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Online Switch Kit

Already a member? Easily move all of your accounts to PFCU.

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Overdraft Protection

Free automatic transfer service through PFCU Credit Line

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