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Retirement Savings

Save today for a better tomorrow.

When the cost of day-to-day living stretches your income, it’s not always easy to save for distant goals. But these days, you can't afford to leave your future to someone else. Even with the promise of Social Security or the hope of college scholarships, you’ll likely need to supplement educational expenses or retirement income in order to have the choices you want in life.

You’ll want – and deserve – competitive earnings and tax advantages to help those funds grow, and that’s exactly what we offer at Philadelphia Federal Credit Union. Setting up an IRA has never been easier. We offer Traditional, Roth and Coverdell Education Savings Accounts, which can be invested in:

  • Savings Accounts
  • Savings Certificates
  • Stocks
  • Bonds
  • Mutual funds
  • Deferred annuities

The good news is that you can now use an IRA to help plan for some of life's other major events, often without penalty, such as:

  • Your children's college education
  • Your purchase of a first home
  • A medical disability
  • Unemployment
  • Other qualifying events

One or more of these options may be right for you! For key features, restrictions and charges, calendar deadlines, as well as side-by-side comparisons of the account options, check the links below. Or call a PFCU Member Services representative at 215-934-3500 or 800-832-PFCU (outside the metropolitan area) for more information. IRA Accounts are insured separately from your Regular Savings Accounts up to $250,000 by the National Credit Union Administration. Additional coverage up to $250,000 is provided by Excess Share Insurance Corporation, a licensed insurance company.

Open an Account

  • Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).
  • Stop by a branch location.
  • Not a member yet? Join us!

PFCU Check Card

Spending made easy

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Direct Deposit

No muss, no fuss

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Electronic Bill Payer

Free, secure and reliable way to receive and pay bills

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Teller Net

Access your accounts from virtually anywhere, free of charge.

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Online Switch Kit

Already a member? Easily move all of your accounts to PFCU.

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Overdraft Protection

Free automatic transfer service through PFCU Credit Line

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