ABA Routing and Transit Number # 236084298

Better Checking

Dividends aren't just for savings accounts anymore.

This dividend-bearing checking account gives PFCU members another chance to earn money with us.

Open to: All PFCU members 13 years of age or older who meet our account verification requirements.
Key Features:
  • Dividends are compounded daily and calculated on the daily balance when the balance reaches or exceeds $1,000.
  • Dividends are paid on the last day of each month.
  • The first box of PFCU personal checks is FREE. Replacement checks can be ordered online.
  • Withdrawals may be made using ATMs, Teller Phone, Teller Net or at any PFCU branch.
  • Deposits may be made by Direct Deposit, Teller Net and Teller Phone, through the mail, at an ATM or at a branch.
  • Members receive FREE monthly statements to ease account balancing. FREE Electronic Statements are also available on Teller Net.
  • FREE copies of canceled checks are available on Teller Net.
Costs and Charges:
  • Better Checking has a $5 monthly fee that will be WAIVED if the minimum daily balance of the account is $1,000 or greater for each day of the month.
  • Please refer to our fee schedule for full disclosure of costs and charges.
  • Dividend rate increases if the minimum daily balance reaches $5,000 and again at $10,000.
Dividend Rates: Please refer to our rates page for full disclosure of account terms and conditions.

Open a Better Checking Account

  • Visit one of our branches.
  • Call 215.934.3500 or 800.832.PFCU (outside the metropolitan area).
  • Not a member of PFCU? Sign up now!

Better Checking Rates

Share Dividend Rate
Below $1,000 0.00%
$1,000 to $4,999.99 0.15%
$5,000 to $9,999.99 0.20%
$10,000 and up 0.20%

Open an Account

  • Call 215-934-3500 or 800-832-PFCU (outside the metropolitan area).
  • Stop by a branch location.
  • Not a member yet? Join us!

Overdraft Protection

Free automatic transfer service through PFCU Credit Line

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PFCU Check Card

Spending made easy

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Electronic Bill Payer

Free, secure and reliable way to receive and pay bills

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