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Business Savings

Get the most from your business's assets

Managing cash flow is critical to operating a successful business, and PFCU offers the savings account options you need to stay ahead. All accounts are convenient to maintain – you can use an ATM, Teller Net, Teller Phone, mail or a branch to make withdrawals and deposit funds. Deposits can also be wired to the account.

  Account Features Rates Fees*

Business Primary Savings

  • For all members
  • No minimum balance
  • Account is automatically opened for every member with a $5 initial deposit.
  • Empowers members as "shareholders" in our credit union. Initial deposit must remain in the account to retain membership privileges. 
0.25% APR
0.25% APY

Dividends are compounded daily when the balance reaches or exceeds $50.
None

Sweep Savings

  • Small businesses that want to optimize interest income by reducing idle account balances
  • Minimum $1,000 deposit to open account
  • Keeps account balances at designated levels required for your business
  • May be linked to up to three checking accounts
  • Unlimited sweeps to and from Business Growth Checking and Free Business Checking
     
  • Below $2,500
    0.00% APR
    0.00% APY
  • $2,500 to $4,999.99
    0.10% APR
    0.10% APY
  • $5,000 to $9,999.99
    0.15% APR
    0.15% APY
  • $10,000 and up
    0.20% APR
    0.20% APY 
  • Low monthly fee
  • No per-item fee for a sweep

Money Market Savings

  • Small businesses looking for higher dividends
  • Minimum $1,000 deposit to open account
  • Up to six withdrawals per month
  • Below $1,000
    0.00% APR
    0.00% APY
  • $1,000 to $2,499.99
    0.25% APR
    0.25% APY
  • $2,500 to $9,999.99
    0.30% APR
    0.30% APY
  • $10,000 and up
    0.40% APR
    0.40% APY

Dividends are paid on the average collected daily balance of $1,000 or more.

  • No monthly fee
  • No per-item fee

Open an account today!

  • Visit a branch.
  • Call a Member Services Representative at 215-934-3500 or 800-832-PFCU (outside the metropolitan area). 

*Please refer to our fee schedule for full disclosure of costs and charges. See our updated rates page for rate details.

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