ABA Routing and Transit Number # 236084298

Business Lending

We help your business think big.

PFCU's business lending team will work with your business to create a customized loan to meet your specific needs and goals.

PFCU works with businesses of all sizes, including your small business. Our short and long-term lending options, along with our commercial real estate lending, offer customized options and competitive rates to help your small business succeed.

Working Capital Line of Credit

A line of credit may help finance your business' short-term working capital and cash flow needs.
Key features:

  • Access to funds when you need them
  • Assistance with managing your seasonal cash flow needs
  • Overdraft protection
  • Flexible terms and competitive rates

Fixed- or Adjustable-Rate Term Loan

Provide your business with permanent working capital or the ability to purchase equipment or inventory.
Key features:

  • Tailored to your individual business needs
  • Fully amortized payments with automatic payments
  • Terms from one to seven years available
  • Collateral can include a blanket lien on business assets and/or a lien on real estate
  • No prepayment penalty

Short-Term Notes

Satisfy your business's temporary capital requirements.
Key features:

  • Terms ranging from 30-90 days
  • Interest-only payments until maturity

Commercial Mortgages

Customized solutions for your real estate financing needs.
Key features:

  • Available for the purchase, improvement or refinance of a commercial property
  • Competitive fixed or variable rates
  • Optional automatic payments
  • Terms up to 15 years with payments amortized up to 25 years
  • Multi-family unit mortgages available for properties with four or more units.

Get started today

Download and review these forms, then contact us to discuss how we can help your business grow. 

*Requires the latest version of the free Adobe Reader to view and print.



For more information on our Business Loans, please contact our Business Lending Department
Philadelphia Federal Credit Union
12800 Townsend Rd.
Philadelphia, PA 19154

Apply for a
Business Loan

At PFCU, business is personal.

  • Contact our Business Lending Department.
  • Call 215-934-3540 (direct).
  • Drop by the PFCU Service Center.