ABA Routing and Transit Number # 236084298

Business Checking Accounts

Two perfect solutions for your business checking needs: Free Business Checking & Growth Checking.

Opening a business checking account has never been so easy. Manage your business’s cash flow and other business checking needs with one of our personalized plans for hassle-free business checking.

Whether you’re a small business or a larger business, our Free Business Checking and Growth Checking plans are specially-built to help your business’s everyday financial transactions. Our two business checking solutions boast low minimum balances, loads of perks, and low or zero monthly fees. Try finding that at a bank!

Find the business checking account solution that best fits your business’s needs!

Compare Business Checking Plans

  Free Business Checking Growth Checking


Free Business Checking is ideal for small businesses with low transaction volumes.

Growth Checking is ideal for larger businesses. Earn interest and take advantage of unlimited monthly transactions for your high-volume transaction activity.

Key Features

Up to 200 Free Monthly Transactions, including:

  • Checks
  • Deposit Items
  • Deposited Cash/Coin

No monthly maintenance fee

Only $100 minimum opening balance required

Unlimited Monthly Transactions, including:

  • Checks
  • Deposit Items
  • Deposited Cash/Coin

Earn Interest on your business checking balance

No monthly maintenance fee

Only $1,000 minimum opening balance required


  • Free ATM or PFCU Check Card
  • Unlimited online copies of checks
  • Link to Business Sweep Savings
  • Online PFCU Electronic Bill Payer available
  • Same as Free Business Checking


  • Below $2,500
    0.00% APR
    0.00% APY
  • $2,500 to $4,999.99
    0.10% APR
    0.10% APY
  • $5,000 to $9,999.99
    0.15% APR
    0.15% APY
  • $10,000 and up
    0.20% APR
    0.20% APY

Minimum opening balance

$100 $1,000


  • No monthly maintenance fee if a $25 average daily balance is maintained
  • Fee of $0.25 is assessed for each item in excess of 200  
Monthly fee of $15 waived with $5,000 minimum daily balance.

Open an account today!

  • Visit a branch.
  • Call a Member Services Representative at 215-934-3500 or 800-832-PFCU (outside the metropolitan area). 

*Please refer to our fee schedule for full disclosure of costs and charges. See our updated rates page for rate details.

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