Protect your Vehicle
You could lose more than your vehicle if it is stolen or involved in a major accident - you could lose your investment. Most insurance policies only cover the value of your vehicle - something that rapidly declines during the first few years of ownership - which means your loan or lease balance could be higher than the value of your vehicle. Guaranteed Auto Protection (GAP) covers the difference in the balance on a car and its declared value (as determined by your insurance carrier) in the event that it is damaged beyond repair or stolen and never recovered.
Here’s a scenario of how GAP Insurance could work:
- Loan balance after one year $15,000
- Value of car after one year $10,000
- Insurance settlement $10,000
- Deficiency balance $ 5,000
- GAP pays $ 5,000
- You owe $0
Without GAP coverage, you'd be responsible for the $5,000 deficiency balance.
Do the numbers to see if GAP is right for you or get a quote on GAP Insurance today.
Extended Warranty/Mechanical Breakdown Protection
Protect your vehicle investment from expensive mechanical breakdowns by purchasing an extended warranty from Route 66 through PFCU. Route 66 Extended Warranty is the most comprehensive coverage for all makes and models of automobiles so that you can have peace of mind.
- No Deductible
- 24/7 Roadside Service (365 days a year)
- 30-Day Money Back Guarantees
- Nationwide Coverage
- Rental Vehicle Assistance
- Fully Transferable*
You can purchase a Mechanical Breakdown Protection Program at any time, even if you don’t have a loan on your vehicle, and your vehicle does not currently have to be under a factory warranty.
Read more about Route 66 Extended Warranty, determine if it’s right for you or obtain an instant quote today.
*$50 fee due at time of transfer