ABA Routing and Transit Number # 236084298

Share Rates

Share Min. To Open Min. To
Obtain APY
Rate APY3
Regular Savings
$5.00 $50.00 0.25% 0.25%
Health Savings Account $0.00 $0.00 0.25% 0.25%
Higher Yield Savings1 $0.00 $50.00 0.25% 0.25%
$2,000.00 0.30% 0.30%
Money Market1 $0.00 $50 0.25% 0.25%
$2,500 0.30% 0.30%
$10,000 0.35% 0.35%
$25,000 0.40% 0.40%
PFCU Checking $0.00 $0.00 0.00% 0.00%
Better Checking1 $0.00 $1,000 0.15% 0.15%
$5,000 0.20% 0.20%
$10,000 0.20% 0.20%
Senior Checking1 $0.00 $500 0.15% 0.15%
$5,000 0.20% 0.20%
$10,000 0.20% 0.20%
Vacation and Holiday $0.00 $50.00 0.20% 0.20%
IRA Savings2 $0.00 $50.00 0.45% 0.45%

Business Share Rates

Share Min. To Open Min. To
Obtain APY
Rate APY3
Free Business Checking $0.00 $0.00 0.00% 0.00%
Business Primary Savings $5.00 $50.00 0.25% 0.25%
Growth Checking $0.00 $2,500 0.10% 0.10%
$5,000 0.15% 0.15%
$10,000 0.20% 0.20%
Money Market $0.00 $1,000 0.25% 0.25%
$2,500 0.30% 0.30%
$10,000 0.40% 0.40%
Sweep Savings $0.00 $2,500 0.10% 0.10%
$5,000 0.15% 0.15%
$10,000 0.20% 0.20%

Certificates Rates

Account Rate APY4 Min.
Amount
Savings Certificates
3 Month 0.20% 0.20% $250
6 Month 0.30% 0.30% $250
1 Year 0.50% 0.50% $500
2 Year 0.90% 0.90% $500
30 Month 1.00% 1.00% $500
3 Year 1.19% 1.20% $500
4 Year 1.44% 1.45% $500
5 Year 1.69% 1.70% $500
$10,000 Jumbo Certificate
3 Month 0.25% 0.25% $10,000
6 Month 0.40% 0.40% $10,000
1 Year 0.70% 0.70% $10,000
2 Year 1.09% 1.10% $10,000
30 Month 1.19% 1.20% $10,000
3 Year 1.39% 1.40% $10,000
4 Year 1.64% 1.65% $10,000
5 Year 1.88% 1.90% $10,000
$25,000 Jumbo Certificate
3 Month 0.25% 0.25% $25,000
6 Month 0.40% 0.40% $25,000
1 Year 0.70% 0.70% $25,000
2 Year 1.09% 1.10% $25,000
30 Month 1.19% 1.20% $25,000
3 Year 1.39% 1.40% $25,000
4 Year 1.64% 1.65% $25,000
5 Year 1.88% 1.90% $25,000

Loan Rates

Loan Type Rate
New Auto Loan Rate as low as 1.99% APR5
Used Auto Loan Rate as low as 1.99% APR5
Home Equity Loan Rate as low as 3.74% APR5
Home Equity Line of Credit Rate 6.00% APR6
PFCU Credit Line Rate as low as 13.40% APR5
Personal Loan Rate as low as 9.50% APR5
Boat Loan Rate as low as 5.50% APR5

(1) Minimum daily balances as stated are required to earn higher dividend rates and yields on these accounts.
(2) IRA Accounts are insured separately from your Regular Savings Accounts up to $250,000 by the National Credit Union Administration.
(3) The Annual Percentage Yield assumes that dividends remain on deposit and are added to a starting principal balance of the minimum amount to obtain the APY on all savings and checking accounts. Other terms and conditions apply. All rates are subject to change without prior notice. Dividends are compounded daily and credited monthly on the last day of each month for Health Savings Accounts.
(4) The Annual Percentage Yield on Certificates assumes that dividends remain on deposit and are added to the starting minimum deposit principle balance. Withdrawal of dividends, or withdrawal from the starting minimum deposit balance will reduce actual earnings. For early withdrawal, we may impose a penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more. Other terms and conditions apply. All rates are subject to change without prior notice. Dividends are compounded daily and credited monthly on the last day of each month for Savings Certificates, and IRA Certificates.
(5) APR = Annual Percentage Rate. Rates may vary depending on each borrower's credit history and underwriting factors. This is the credit union's best rate.
(6) APR = Annual Percentage Rate. Our rates are based on the prime rate with a floor of 6.00% on lines of credit up to $100,000 and are valid for 80% loan to value. The maximum APR that can apply is 18%. Property insurance is required, and Flood insurance may be required.