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JANUARY 2012  
Philadelphia Federal Credit Union  
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Holiday Hours
All PFCU branches will be closed Monday, January 16, for Martin Luther King Jr. Day.
PFCU in Action
Check out what PFCU has been doing in our community.
PFCU in Action
Financial Literacy in Action
PFCU's Accredited Financial Counselor, Karl Bernhard, conducted various educational seminars for PFCU's select employee groups (SEGs), area schools and neighborhood organizations.
Financial Literacy in Action
2012 Shredding Day Schedule
For your convenience, all PFCU Shredding Day events have been scheduled for the calendar year. Check for the branch location nearest you!

2012 Shredding Day Schedule
Free Tax Preparation
The Campaign for Working Families prepares and e-files both federal and Pennsylvania state income taxes for working families, including the Federal Earned Income Tax Credit, a refundable tax credit for low-wage earners.
Free
Tax Preparation
5 Ways to Build a Healthy Credit History
Building a healthy credit history from the start – rather than trying to overcome mistakes later – can save you time, energy and money.
5 Ways to Build a Healthy Credit History
How Often Should You Rebalance Your Investments?
If you opened a 401(k) or an individual retirement account (IRA) years ago, should you “let sleeping dogs lie” or try to teach it some new tricks?
How Often Should You Rebalance Your Investments?
Boost Your Retirement Savings with an IRA Certificate
Regularly putting away money for retirement is a good idea at any age, and an individual retirement account (IRA) can help you save. IRA certificates offer tax advantages that help your savings grow.
Boost Your Retirement Savings with an IRA Certificate
Are You Ready to Buy a Home?
No single achievement is a green light for homeownership. Consider past employment, future plans, existing savings, emergency savings and home budget.
Are You Ready to Buy a Home?
College Is Coming
Do You Know How You’ll Finance Your Child’s Education?
Financing a child’s education can be daunting. To make that job easier, PFCU is pleased to offer our Tuition Rewards Program to members looking to save for a family member’s education.
College Is Coming
eServices Provide a New Level of Efficiency
Online banking and online bill pay services have revolutionized banking for many Americans, giving us unprecedented access to our finances. PFCU’s eServices provide easy ways to stay on top of your money.
eServices Provide
a New Level of Efficiency

Correction Notice

Please note the following corrections to our 2012 pocket calendar:

Martin Luther King Jr. Day – Monday, January 16
Columbus Day – Monday, October 8
Veterans Day – Sunday, November 11

We apologize for any inconvenience.

Share Your Story:
If you had a good experience with Philadelphia Federal Credit Union, we want to know about it. Please e-mail us at service@pfcu.com or call us at 215-934-3577 or 800-832-PFCU, ext. 3577 (outside the metropolitan area).

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This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Images may be from one or more of these sources: ©Thinkstock, ©iStock, ©Fotolia. ©2012 Philadelphia Federal Credit Union.
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