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JANUARY 2010  
Philadelphia Federal Credit Union  
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Let our Real Estate Center Help



Holiday Hours
All PFCU branches will be closed Monday, Jan. 18, for
Martin Luther King Jr. Day
Membership Rewards
Now you can earn rewards for referring family, friends and co-workers to open an account at PFCU!

Visit a local branch or our website at pfcu.com for complete terms and conditions.

Beware of the Latest Online Scams
Even if you have a junk e-mail filter on your computer, you may see several suspicious e-mails in your in-box each day. Here are two timely phishing scams to be aware of as you check your
e-mail.
Beware of the Latest Online Scams
Have Your Taxes Filed Fast and Free
with TurboTax®

Try TurboTax Online Free Edition or Save 10% on TurboTax Online Deluxe.
Have Your Taxes Filed Fast and Free with TurboTax®
Financial Literacy Program in Action
Find out what Karl Bernhard, PFCU's Accredited Financial Counselor, has been up to.
Financial Literacy Program in Action
Consolidate Debt with a Home Equity Loan
Are you feeling the crunch of your holiday spending?
Consolidate some of your credit card bills with a home equity loan from PFCU.
Consolidate Debt with a Home Equity Loan
From One Beginning to Another, Our eServices Are Here for You
When new doors open in life, the financial questions become a breeze when you lean on PFCU, your steady financial partner. We let you concentrate on what really matters.
From One Beginning to Another, Our eServices Are Here for You
Free Tax Preparation Offered Through the Campaign for Working Families
The Campaign for Working Families files both federal and Pennsylvania state income taxes for working families, including the federal Earned Income Tax Credit, a refundable tax credit for low-wage-earners.
Free Tax Preparation Offered Through the Campaign for Working Families
The Clock Is Ticking on 2009 IRA Tax Savings
If you haven't contributed to an individual retirement account (IRA) yet, do it now. You have until April 15, 2010, to open and contribute to an IRA for the 2009 tax year.
The Clock Is Ticking on 2009 IRA Tax Savings
Secure Your Future with an IRA Savings Certificate
Securing your financial future is an easy New Year's resolution and there is no better time to invest in a PFCU IRA Savings Certificate. We offer Traditional, Roth and Coverdell ESA certificates, which allow you to save and earn money at the same time.
Secure Your Future with an IRA Savings Certificate
Your Credit Score: A Potentially Powerful Number
What is a credit score, and how can one number have so much power? Understanding the facts about credit scores will help you make choices that will protect your financial options in the long run.
Your Credit Score: A Potentially Powerful Number
Tuition Rewards
Imagine earning up to one year of college tuition for free. Now you can with PFCU's Tuition Rewards program.
Tuition Rewards
PFCU in Action
Check out what PFCU has been doing in our community.
PFCU in Action
Soon-to-Retire Couples Need to Communicate about Finances
Have you had The Talk with your spouse? The one where you discuss when you should retire, if you should work in retirement and what kind of lifestyle you want during your later years?
Soon-to-Retire Couples Need to Communicate about Finances

Share Your Story:
If you had a good experience with Philadelphia Federal Credit Union, we want to know about it. Please e-mail us at service@pfcu.com or call us at 215-934-3577 or 800-832-PFCU, ext. 3577 (outside the metropolitan area).

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This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Images may be from one or more of these sources: ©Jupiterimages, ©Getty Images, ©iStock, ©Fotolia. ©2010 Philadelphia Federal Credit Union.
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